Low Cost Trucking Companies Insurance in Dalton, GA
Commercial Trucking Companies Insurance to fit your budget and needs
It’s helpful to understand the coverages you’ll need for your trucking operation. Here are the common ones:
Truckers General Liability Coverage — This covers the actions of a driver who is operating on someone else’s premises, such as loading docks and truck stops, and also covers mistakes in the delivery of the driver’s load.
Primary Liability Coverage — This does not cover your truck, but rather covers the damage you may do to others while operating your truck.
Physical Damage Coverage — Provides coverage to repair or replace damage to your equipment in the event of an accident or theft.
Non-Trucking Liability Coverage — Coverage for damages or injuries to others while the truck is not under dispatch from the company you are currently leased on with.
Motor Truck Cargo Coverage — When protecting your cargo, make sure your insurance covers you no matter the risk — stolen goods, wet load, refrigeration breakdown, debris removal, etc. It’s very important to have a cargo policy that is Broad Form and not Specified Perils (more on that later).
Trailer Interchange — Covers a non-owned trailer being used under a trailer interchange agreement.
Medical Payment — This covers medical bills if you or a passenger is injured while driving or riding in the tractor (this coverage varies from state to state).
Uninsured/Underinsured Motorists — This coverage protects you if someone hits you and does not have liability coverage to repair whatever you need repaired.